Terms & Conditions
Pearstop Ltd.
Last Updated: February 26, 2025
1. Who We Are
Pearstop Ltd., registered in Ireland, is a technology company specializing in AI-driven financial research, ledger data and due diligence tools. Our solutions assist financial analysts, asset managers, and professional service providers in streamlining research, automating data analysis, and improving decision-making efficiency. Pearstop does not provide investment, legal, or financial advice; our tools are designed as assistive technology for professional users.
2. Applicability of Terms
These Terms & Conditions apply to all products, services, and platforms offered by Pearstop, including but not limited to AI-powered research tools, ledger data automation, reporting solutions, and consulting services. By using any of Pearstop’s products, you agree to these Terms in full.
3. No Data Retention
Pearstop does not store, retain, or have access to any user-uploaded data beyond the session required for processing. All data is processed in real-time and is not stored for future use. Users are responsible for securely maintaining their own copies of any data they upload or generate through the platform.
4. Our Commitments and Liability
Pearstop provides AI-powered tools to assist with financial research and due diligence. Pearstop creates these tools with professional care. However:
Pearstop does not guarantee the accuracy, completeness, or reliability of any output.
AI-generated results may contain inaccuracies, omissions, or "hallucinations." Users must independently verify all information before relying on it.
Pearstop is not liable for any errors, misinterpretations, or financial decisions made based on its services.
The company using Pearstop remains fully responsible for compliance, decision-making, and verifying outputs.
5. AI-Generated Content Disclaimer
Pearstop utilizes artificial intelligence models, which may produce insights based on patterns and statistical likelihoods rather than deterministic knowledge. Pearstop makes no representations that AI-generated content is factually correct, free from bias, or legally/commercially binding. Users must apply their own due diligence before acting on AI-generated content.
6. Payment & Subscription Terms
Payments for Pearstop services are processed securely via third-party providers.
Subscription fees are non-refundable except where required by applicable law.
Users are responsible for maintaining accurate billing information.
Cooling off period. You are entitled to cancel your purchase and request a refund without stating the reason during the 14 days following the date of your purchase (the “Cooling Off Period”). The refund will cover the relevant subscription fee prorated from the date you request cancellation to the end of the relevant subscription period you have paid for. To cancel and request a refund please contact us.
7. Indemnification
Users agree to indemnify and hold harmless Pearstop, its employees, officers, and affiliates from any claims, damages, losses, or legal costs resulting from their use of the platform and any third party claims arising out of relating to the use of Pearstop.
8. Severability Clause
If any provision of these Terms & Conditions is found to be unenforceable or invalid, the remaining provisions shall remain in full force and effect.
9. Governing Law & Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of Ireland. Any disputes arising out of or related to these Terms shall first be resolved through good faith negotiations. If such negotiations fail, disputes shall be submitted to arbitration in Dublin, Ireland, before proceeding to court.
10. Modifications to Terms
Pearstop reserves the right to update these Terms & Conditions at any time. Continued use of the service after changes constitutes acceptance of the revised terms.